Finance & Vehicle Sales

We are an innovative finance brokerage & dealer who save you time and hassle.


Finance & Vehicle Sales

We are an innovative finance brokerage & dealer who save you time and hassle.

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Why Us

  • We can fund & source any asset purchased from virtually any UK supplier...

    With 70+ lenders we have lenders who specialise in every industry sector and asset type meaning you won’t need any other finance company.

  • We are the only finance company you'll ever need...

    Use our award winning staff who have access to 70 funders and a multitude of products. Don't be limited to one funder's products.

  • We remove the hard work when finding funding for you...

    Each lender has their own lending criteria. We will match you with the right lender against the right finance product. We can even purchase your part ex or supply you with your new vehicle.

  • Some of the
    Industries we cover






    Vehicle Rental

    What We Offer

    Finding the right funding & asset for your business is crucial to its success. That is why Amica Finance has a product suitable for any funding scenario. See the ways we can help your business below.

    • Asset Finance
      Asset Finance

      • 3 mains options – hire purchase, leases, and refinance.
      • It’s designed for all businesses.
      • Release cash into your business instead of restricting it in assets.
      • A low deposit, seasonal payments, balloons, VAT deferrals are examples of options available (subject to approval).
      Read More
    • Refinance

      • Release cash held in assets for projects and cash flow.
      • Available as a hire purchase or lease agreement.
      • Keep using assets during the process.
      • Tax efficient.
      Read More
    • Supplier Finance
      Supplier Finance

      Help fund your customers’ purchase which means:

      • You have greater control of the sales process.
      • You provide better service to your customers by offering finance.
      • Sell more – Not everyone can pay cash.
      • Incentives available.
      Read More
    • Business Loans
      Business Loans

      • Business development projects.
      • Cash flow loans.
      • Tax loans for corporation and VAT.
      • Software Licences.
      • Insurance premiums.
      • Stock and other options available.
      Read More
    • Invoice Finance
      Invoice Finance

      Funding invoices to release your hard earned cash into your business

      • Release up to 90% of the invoice immediately.
      • Final 10% paid once you have been paid by your customers minus any fees.
      • Invoice factoring & invoice discounting both available.
      Read More
    • Mortgages

      A variety of commercial mortgages available to help fund properties from pubs to haulage yards.

      Read More
    • Stocking Finance
      Stocking Finance

      Business cash tied up in stock can prevent you from investing in your business. Release it by funding your stock.

      • Allows you to purchase further stock for busy periods.
      • Invest in other areas of your business.
      Read More
    • Asset Sales
      Asset Sales

      We can source and supply vehicles, trailers and business assets. Please view our For Sale webpage for our current stock list.

      • Trailers, trucks and vans can all be sourced.
      • We can match your asset purchase with the right finance package.
      • If you have a trailer, truck or van to sell. Please call our team for a valuation.
      Read More
    • Motor Finance
      Car Finance

      We can fund a variety of cars including high end classics, luxury cars and everyday motors.

      Products available include:

      • PCP
      • Hire Purchase
      • Balloon refinance
      • Car refinance
      • Caravan finance
      Read More

    Finance Calculator

    Amount to borrow


    To pay over


    Total Cost of Credit


    Total Repayment


    12 monthly payments of


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    Borrowing £7,500 at a representative APR of 9.6%, annual interest rate (fixed) 9.57%, 47 monthly payments of £180.22 followed by 1 payment of £280.22 (incl. estimated £100 option to purchase fee), a deposit of £0.00, total cost of credit is £1,250.56, total amount payable is £8,750.56

    What Our Clients Think

    • Total Fleet UK, Director

      Nathan Holdcroft

      Simply brilliant. They worked from a position of understanding our business very quickly, gave us access to funding lines with funding partners we would never have known were possible and processed our deals rapid and with a clear passion for what do they do.

    • MB Tranz Ltd, Manager

      Michelle Hinchcliffe

      From start to finish Jon helped with every stage making the whole process simple. Will definitely use again for next finance.

    • Redditch Vehicle Hire, Director

      Chris Goodall

      We've always received friendly and helpful advice and support from Jon at Amica. Very efficient service and we can highly recommend to others.

    • Bison Machinery, Direrctor

      Garth Bushnell

      Great company to work with. Thanks Jon.


    Some of the
    products we finance

    We can finance nearly any asset, from any supplier. Working directly with dealers too, we can also source and fund your latest purchases.

    We work directly with construction dealers helping fund the latest in recycling and construction attachments. We have funded the biggest shears to the smallest screening buckets. Financing magnets can often achieve 12 monthly paybacks meaning the business can generate income from ferrous metal missed before. A 100% increase on return.

    If you want to expand your herd we have a history of funding cattle. We work directly with auction houses and can arrange a credit facility ready for draw down before you attend auctions. We can help you expand your herd or replace cattle lost to TB. Farming is only just beginning to realise the potential finance can play in growing farms from small family outfits to large businesses which can compete with the growing competition from abroad.

    We have terms available 12 to 60 months. 0% deposits and seasonal payments available to match your cash flow including monthly, quarterly and annual payments.

    Working with Bison Machinery in Stafford we can fund various types of press brakes. Utilising clever finance structures we can offer staged payments on large machine orders like drilling lines. We have 0% deposit and VAT deferral options available so you can focus your working capital on delivering for your customers and not leaving capital tied into an asset.

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