Do you have equity held in business assets you intend to keep using? With a refinance deal you can release up to 80% of the value held in the
asset bringing in much needed working capital back to your business. Available using either a lease or hire purchase it works by the finance company purchasing the asset and financing it back to you.

Examples where refinancing works

✓ Funding a specific business project.
✓ Putting a deposit on another asset.
✓ Acquiring a another business.
✓ Purchasing new assets that may not be suitable for asset finance.
✓ A vehicle balloon is due.

Sale and HP back is a useful tool for refinancing assets bought generally within the last 90. Like those bought at an auction.


✓ Improve cash flow in the business
✓ Tax efficient – finance charges could offset pre-tax profits